WALLETWATCH · PRACTICAL MONEY RECORDS
Practical guides for clearer expense records
Worked examples, import templates and tools for manual expense tracking.
A useful spending record should explain where a total came from. These guides follow specific tasks in WalletWatch, show the arithmetic and point out what the app cannot infer. Every example uses fictional records.
Choose the task in front of you
- A card purchase and its bill payment both look like expenses. Compare Detailed and Lump-sum tracking, including a purchase and payment in different months. The guide includes a short demo and a free calculation check.
- You want to move an expense spreadsheet into the app. Download a blank CSV, try two fictional rows, understand the preview and check the result before importing a larger file.
- Two cards appear on one issuer bill. Work through a billing group, its closing day and the difference between tagged purchases and the recorded payment.
- You only need to check the counting method. Enter purchase and payment totals in a browser calculator. It compares recording methods; it does not calculate an issuer's amount due.
Before using your own records
WalletWatch is a manual tracker. It does not connect to your bank or fetch statements. Records stay in the current browser, so use You → Backup & export → Export backup (JSON) before a large import or cleanup. Keep that file somewhere you can find outside this browser.
If you are tracking what customers owe a shop, rather than your own spending, start with the Naame khata guides. For product limits and storage details, read About WalletWatch and the privacy notice.
By Bhaumik Dhameliya · Reviewed 28 October 2026. All worked amounts are fictional.